The cost of pet medical insurance depends on a number of factors. Younger pets generally have fewer health problems in their early years and are less expensive to insure. Premiums also vary by ZIP code and state, with premiums being higher in more populated areas. A low deductible and high reimbursement level will lower out- of-pocket costs. However, these policies often have a high annual maximum, which results in a higher monthly premium.
Embrace pet insurance
Embrace pet insurance is an Ohio-based company that offers comprehensive, personalized pet health insurance. Its unique Wellness Rewards program helps you save money on preventative and routine care by reimbursing you for these expenses. Embrace is a member of the North American Pet Health Insurance Association. The company is also the only pet health insurance provider to offer a declining deductible for preventative care and routine care.
Embrace offers five annual deductible options. It also offers a Healthy Pet Deductible benefit, which rewards policyholders with a $50 credit for every year they go without filing a claim. This means that you can save money every month and have no deductible until your pet needs it.
Progressive’s pet insurance
Progressive’s pet insurance is a good option for owners who want affordable health insurance for their pets. The plan is flexible and offers flat rates that will not increase with your pet’s age. However, the policy is administered through Pets Best, which may be a bit more red tape than GEICO. It’s also unlikely that you’ll … READ MORE ...