All Posts in "Medical Insurance"

Affordable Pet Medical Insurance

The cost of pet medical insurance depends on a number of factors. Younger pets generally have fewer health problems in their early years and are less expensive to insure. Premiums also vary by ZIP code and state, with premiums being higher in more populated areas. A low deductible and high reimbursement level will lower out- of-pocket costs. However, these policies often have a high annual maximum, which results in a higher monthly premium.

Embrace pet insurance

Embrace pet insurance is an Ohio-based company that offers comprehensive, personalized pet health insurance. Its unique Wellness Rewards program helps you save money on preventative and routine care by reimbursing you for these expenses. Embrace is a member of the North American Pet Health Insurance Association. The company is also the only pet health insurance provider to offer a declining deductible for preventative care and routine care.

Embrace offers five annual deductible options. It … READ MORE ...

Robert Kubica by — September 9, 2022 in Medical Insurance
Catastrophic Vs Traditional Major Medical Insurance

If you’re considering major medical insurance, it’s important to know the differences between high-deductible plans and traditional major medical insurance. Catastrophic plans are high-deductible plans with a capped annual out-of-pocket limit. These policies are a good choice if you don’t expect to pay much out-of-pocket.

Catastrophic plans

Catastrophic plans for major medical health insurance are available through the Marketplace and offer very low monthly premiums, but high deductibles. These plans are designed to protect you from the worst-case scenarios, but they may not be the best option for everyone. In addition, these plans may not qualify for premium tax credits, so you’ll likely be better off with a bronze plan.

Catastrophic plans are ACA-compliant

Catastrophic plans are health insurance plans that offer specific benefits that may not be available in other types of plans. They are not HSA-qualified, so enrollees cannot contribute to an HSA. However, they do meet certain … READ MORE ...

Robert Kubica by — June 20, 2022 in Medical Insurance
Cost of Private Medical Insurance

Private medical insurance is an important tool to ensure you have the best possible cover, particularly if you’re prone to illness. There are various different types of medical insurance available, and it’s important to find the one that suits your needs. Independent advisers can help you find the most suitable plan. In addition, they will advise you on the best insurer to suit your requirements.

Cost of private medical insurance

There are several factors that determine the cost of private medical insurance. These include your location, age, and medical history. The type of health insurance you choose is also a determining factor. One size does not fit all, so it is important to find the right coverage for you. Fortunately, there are a number of online resources available to help you compare different quotes.

Private medical insurance covers specialist consultants, drugs, and hospital accommodation. The premium cost varies according to … READ MORE ...

Robert Kubica by — May 19, 2022 in Medical Insurance
What Types of Travel Medical Insurance Do You Need?

You can choose between several types of travel medical insurance. This insurance covers the costs associated with unexpected illness or injury, and can cover medical expenses in a variety of situations. However, this type of coverage doesn’t cover evacuation. As an expat, you should take out coverage before leaving home. The following article will cover the various types of travel medical insurance, including what they cover and how much they cost.

Cost of travel medical insurance

When purchasing travel medical insurance, remember to compare the cost of different coverage options. Premiums can vary greatly depending on the type of coverage you choose, age and destination of the trip. You should also consider what pre-existing conditions you may have. For example, travelers with a history of heart attacks should consider purchasing a plan that covers such conditions.

Medicare does not cover hospital bills outside the U.S. Getting hospitalized abroad can be … READ MORE ...

Robert Kubica by — April 30, 2022 in Medical Insurance
Here is Why You Need a Health Insurance Plan

If you are healthy, you might feel that health insurance is not a must. In fact, if you have never experienced a huge medical bill, whether yours or for a loved one, you might think there is no need to carry a health insurance plan. But this is something very necessary even when you are in good health. Medical costs are constantly rising. For instance, three days at the hospital can cost you as much as $30,000. And when it comes to serious conditions like cancer and kidney diseases, the cost goes up to hundreds of thousands of dollars. With health insurance in place, you can lower some of these costs. Here are a few reasons why you need a health insurance plan.

Protect Your Savings

You are one disease away from draining your savings. No one anticipates an illness. But if you are diagnosed with a serious health condition … READ MORE ...

Robert Kubica by — April 6, 2022 in Medical Insurance