What Types of Travel Medical Insurance Do You Need?

You can choose between several types of travel medical insurance. This insurance covers the costs associated with unexpected illness or injury, and can cover medical expenses in a variety of situations. However, this type of coverage doesn’t cover evacuation. As an expat, you should take out coverage before leaving home. The following article will cover the various types of travel medical insurance, including what they cover and how much they cost.

Cost of travel medical insurance

When purchasing travel medical insurance, remember to compare the cost of different coverage options. Premiums can vary greatly depending on the type of coverage you choose, age and destination of the trip. You should also consider what pre-existing conditions you may have. For example, travelers with a history of heart attacks should consider purchasing a plan that covers such conditions.

Medicare does not cover hospital bills outside the U.S. Getting hospitalized abroad can be financially devastating, so a travel medical insurance policy can prevent the financial ruin. Travel medical insurance can range from $40 a person to several hundred. The policy’s conditions and exclusions may also vary. If you have a pre- existing condition, most policies will require you to purchase additional coverage.

Types of travel medical insurance

Travel medical insurance is an important part of your health insurance coverage. It provides coverage for emergency medical expenses, repatriation and evacuation costs, and gives you 24-hour access to healthcare professionals. Travel medical insurance is essential when traveling abroad, as regular health insurance often does not … READ MORE ...